Suspicious Phone Calls

There have been reports of scammers posing as High Country Bank Legal Department. Oftentimes, the scammer will ask you to provide sensitive information or provide remote access to your computer. Do not give any information and hang up immediately. If you believe you may have been scammed, contact us immediately at 719-539-2516.

CDs & IRAs

Certificates of Deposit & Individual Retirement Account

When looking for a secure way to build your financial future, CDs and IRAs are a smart choice. 

Certificates of Deposit (CDs)

Certificates of Deposit are a great savings tool that are federally-insured and offer investment stability against fluctuations in value compared to more volatile assets, such as stocks, mutual funds, or bonds.

High Country Bank offers Certificates of Deposit ranging from 6 months to 5 years. All certificates have a $500.00 minimum balance requirement to open the account and obtain the Annual Percentage Yield.

Send Request to Open an Account

Individual Retirement Account (IRAs)

Choosing if a Traditional or Roth IRA is best for you is a decision that should be made only after looking at all of the options and deciding which IRA will provide the greatest benefit for your lifestyle. High Country Bank offers a variety of IRA terms to help build your future. It is always best to consult with your tax professional; the information provided is not tax advice.




You prefer your money to grow tax-deferred until you withdraw it in retirement. In some cases, contributions are tax deductible in the year they are made.

You’re interested in both tax-free growth and withdrawals.

Roth IRA contributions are not tax-deductible.


Anyone under the age of 70 ½ with taxable compensation.

Any age with taxable compensation.


For 2022:

$6,000 if under 50

$7,000 if age 50 or older

For 2022:

$6,000 if under 50

$7,000 if age 50 or older


You do not pay taxes until you take a distribution.

Tax Free when you take distributions.