Savings & CDs


We have solutions to help ensure your money will be there when you need it most. We offer a variety of savings products to use at your convenience with a friendly and experienced staff to guide you along the way.

When you are looking for a more secure way to build your financial future, CDs and IRAs are a smart choice. Our High Country Bank Customer Service Representatives can show you how to make your investments grow.

It is estimated that you will need to replace 70% to 90% of pre-retirement income to maintain your standard of living during retirement. It is time to invest in your future with help from a High Country Bank Customer Service Representative. Call today and start planning for your future.

Certificates of Deposit (CDs)

Certificates of Deposit are a single deposit savings tool that are federally-insured and offer investment stability against fluctuations in value compared to more volatile assets, such as stocks, mutual funds, or bonds.

High Country Bank offers Certificates of Deposit ranging from 6 months to 5 years. All certificates have a $500.00 minimum balance requirement to open the account and obtain the Annual Percentage Yield.

Individual Retirement Accounts (IRAs)

High Country Bank offers both Simple and SEP (Simplified Employee Pension) IRA Certificates of Deposit to help with your employee’s retirement growth.  There are differences in eligibility for your business and important tax considerations.  Please consult your tax advisor for questions about the best plan for your business.