Credit & Debit Cards
Your life. Your choice.
Earn more rewards for all your everyday purchases. 1
3x The Points
- Grocery Stores
- Discount Stores
- Gas Stations
- Restaurants and Fast Food
1x The Points
- All other purchases
Apply Online Today for a
Simply RewardsTM Visa® Credit Card!
We make it easy to redeem
Access your account to see how many points you've earned through online banking or your monthly statement.
Additional Visa Benefits
Visa's Zero Liability Policy means you won't be held responsible for any unauthorized charges made with your card or account information.2
Including auto rental coverage, emergency cash, travel/emergency assistance, warranty manger and more.3
Online Credit Card Control
View transactions, pay bills and track expenses.
Includes eStatements with 18 months of history.
Learn more about our competitive rates and fees.
Cardholder Self-Services Contacts
Online Account Access & Rewards Points Redemption - www.cardcenterdirect.com
Customer Service - 1.800.821.5184
Cards issued by UMB Bank, n.a.
1Cardholders earn 3 points per dollar on purchases with MCC codes: 5411 (Grocery Stores), 5541 or 5542 (Gas), 5310(Discount Stores), 5812 (Restaurants) and 5814 (Fast Food). Cardholders earn 1 point per dollar on all other purchases. See Simply Rewards Rules for details.
2Visa's Zero Liability Policy covers U.S.issued cards only and does not apply to certain commercial card transactions.You must notify your financial institution immediately of any unauthorized use.For specific restrictions, limitations and other details, please consult your issuer.
3See the Rewards Rules and Guide to Benefits that accompany your card for details. Certain terms and conditions may apply.
A High Country Bank Debit MasterCard with ATM access makes it easy and convenient to manage and protect your spending. You can use your card at millions of locations around the world anywhere MasterCard debit cards are accepted. View the MasterCard Guide to benefits for Debit Cardholders.
High Country Bank is dedicated to protecting our customers from fraud. We offer real time state of the art, fraud detection for all of our card holders.
Automatic Billing Updater (ABU)
MasterCard's Automatic Billing Updater is a service participating merchants can use to retrieve card holder account changes, like new debit card numbers, to ensure as little disruption as possible for your account-on-file and automated payments. Learn More: ABU FAQ
LOST OR STOLEN CARD
If you believe your card has been lost or stolen or your information has been compromised, please call us at:
719-539-2516 during business hours, or 1-800-264-5578 after business hours
Are travel plans in your future? If so, call a Customer Service Representative today to ensure we have your contact information up to date, or log in to online banking, click on the Customer Service tab, and select send us your travel plans. Please include any phone numbers or email that you will have access to while traveling.
If you are traveling, and/or are experiencing card problems, please call the Bank during normal business hours. For after hours assistance, the Fraud Prevention Services Team may be able to assist you if your card was blocked for potential fraud.
Please call toll free if traveling (866) 842-5208
Your card may not be working for other reasons besides fraud. If the Fraud Prevention Services Team cannot assist you, please call the Bank at (719) 539-2516 during normal business hours.