Personal
Facts What does high country bank do with your personal information? Rev 10/13

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons High Country Bank chooses to share; and whether you can limit this sharing.


Questions? Call (719)539-2516 or go to www.highcountrybank.net

What we do
How does High Country Bank protect my personal information? To protect your personal information from unauthorized access and use, we execute security measures that comply with federal law and industry standards. We have implemented physical, technical and administrative security measures which include computer safeguards of network firewalls, encryption for online sessions and secured files and buildings. 
How does High Country Bank collect my personal information? We collect your personal information, for example, when you
  • open an account or use your debit card
  • make a wire transfer or apply for a loan
  • make deposits or withdrawals from your account
We also collect your personal information from others, such as credit bureaus, affiliates and other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • High Country Bank is owned by High Country Bancorp, Inc., and has no other affiliates
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • High Country Bank does not share with nonaffiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • High Country Bank does not jointly market