Whether you’re expanding operations, purchasing equipment, investing in commercial real estate, or strengthening cash flow, our business loans are here to help. We offer flexible financing solutions, local decision-making, and personalized service designed to support your business goals. Let us partner with you to provide the capital and guidance you need to move your business forward with confidence.

Get started by reviewing our Commercial Loan Packet

Request a callback from a loan officer: Contact Us

Commercial Real Estate

Our commercial real estate lending services are designed to support the growth and success of businesses and property owners within our communities.

By choosing High Country Bank, you benefit from:
  • Personalized Service: Our experienced local lenders take the time to understand your unique needs and provide tailored solutions.
  • Flexible Financing Options: We offer a range of loan products to suit different types of commercial real estate investments.
  • Quick, Local Decisions: All decisions are made by our local team, ensuring personalized and swift responses tailored to your needs.

Partner with us for your commercial real estate needs and experience the advantage of a community-focused approach. Let’s work together to build a brighter future for our local economy.

Equipment Loan

We offer tailored commercial equipment financing to help your business purchase the machinery and tools you need to thrive. Our local experts provide flexible loan options and personalized service to support your growth and operational success.

WHY CHOOSE OUR EQUIPMENT FINANCING?
  • Local Expertise: Our experienced team understands the specific needs of businesses in our community and works closely with you to find the best financing solution.
  • Quick, Streamlined Process: Benefit from fast approval and local decision-making to get the equipment you need without unnecessary delays.

Empower your business with the right equipment and financial support.

Contact Us Today to explore how our commercial equipment financing can help you achieve your business objectives.

Commercial Line of Credit

We understand that businesses need flexible financial solutions to navigate growth and manage cash flow. Our commercial lines of credit are designed to provide you with the working capital necessary to seize opportunities and address challenges with ease.

WHY CHOOSE OUR COMMERCIAL LINES OF CREDIT?
  • Flexible Access: Draw funds as needed, up to your approved limit, and only pay interest on the drawn amount monthly. (Repayment of principal due at the end of term.)
  • Local Expertise: Our dedicated team offers personalized service and tailored solutions based on your unique business needs.
  • Quick Approval: Benefit from fast, local decision-making to ensure you have access to funds when you need them.

Empower your business with the financial flexibility to adapt and grow.

Contact Us Today to discuss how our commercial lines of credit can support your business goals.

Rooted in Chaffee Microloan

High Country Bank is proud to partner with the Central Mountain SBDC and the Chaffee County Community Foundation to bring a new microloan program to our community. Whether you’re launching a new venture or strengthening an existing business, this program is designed to help you move forward with confidence.

Investing in Local Businesses, Together

This collaborative effort expands access to capital for local entrepreneurs by combining relationship-based lending, business coaching, and community-backed support.

Program Features:

  • Loans from $1,000 to $10,000
  • 24-month repayment terms
  • Prime-based interest rates
  • Support from experienced business advisors

Beyond financing, participants gain access to practical tools and one-on-one guidance to build strong, sustainable businesses.

Through support from the Chaffee County Community Foundation, the program also helps expand opportunities for borrowers who may not otherwise have access to traditional collateral.

Apply Here through our community partner!

 

Double S Logo
Client Testimonial- Construction Loan

High Country Bank has been an invaluable partner to Double S Construction. They have supported us through the financing of our spec home projects as well as our multi-generational living developments, helping turn these visions into reality. Their team has consistently provided a streamlined funding process, allowing projects to move forward efficiently and with confidence.

Beyond financing, High Country Bank has been a strong supporter of our business and community events. Their commitment to our success extends far beyond transactions—they have always been responsive, approachable, and just a phone call away whenever we needed guidance or support. We are grateful for the relationship we have built and appreciate their continued partnership as we help families create homes and spaces for generations to come.

– Sarah Berry, Owner

www.double-s-constructiondesign.com

Commercial Team

Ron headshot
Ron Fore
VP, Commercial Loans

719-530-8886

Contact Ron
Kari Cox
Kari Cox
AVP, Commercial Loans

719-395-1001

Contact Kari
James headshot
James Bove
Chaffee County Market President

719-530-8890

Contact James
Dan headshot
Dan Rash
Buena Vista Market President

719-395-1021

Contact Dan
Avery headshot
Avery Bechtel
Commercial Loan Officer

719-530-8820

Contact Avery
Jeff headshot
Jeffrey Dohm
Commercial Loan Officer

970-703-6944

Contact Jeff
Jacob headshot
Jacob Hakes
Commercial Loan Officer

719-467-6073

Contact Jacob
Nikol headshot
Nikol Noll
Commercial Loan Officer

719-530-8897

Contact Nikol