FDIC-Insured - Backed by the full faith and credit of the U.S. Government
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FDIC-Insured - Backed by the full faith and credit of the U.S. Government
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At High Country Bank, your financial well-being is our top priority. That’s why we’re proud to introduce the IntraFi Insured Cash Sweep (ICS) solution, designed to provide you with peace of mind and enhanced security for your deposits.
What is IntraFi ICS?
IntraFi ICS is a cash management solution that enables you to maximize your deposits while ensuring your funds remain secure and accessible. This product automatically sweeps your funds between accounts, allowing you to earn interest on balances while minimizing risk.
How does IntraFi ICS work?
When you work with us, an IntraFi member bank to place your deposit through ICS, your deposit is split into smaller amounts under the standard FDIC insurance maximum of $250,000 and then deposited at various banks within the network. As a result, all deposits – no matter their size – are fully insured by the FDIC. And, you only have to work with one bank – not multiple institutions – to manage your funds.
Added Security
The IntraFi ICS program allows depositors to spread large deposits across FDIC-insured accounts at different banks within the IntraFi network, including multimillion-dollar checking, savings, and CD accounts.
All banks in the network are FDIC-insured institutions. For the safety-conscious saver, it can bring much-needed peace of mind to know that using ICS to manage savings helps minimize the risk of falling outside of FDIC coverage limits.
Convenient
Convenience is the biggest reason to take advantage of IntraFi. It is, in a sense, one-stop banking. Because you work with a single financial institution to place your deposits, it eliminates the need to open accounts at various banks to spread your deposits. In addition to access to full FDIC coverage, you get the simplicity of managing all of your banking needs in one place and having a single point of contact you know and trust.
To learn more about how you can maximize your federal deposit insurance for multimillion-dollar placements, contact us at 719.593.2516 or internet.mail@highcountrybank.net
Streamline Your Payments with Our Wire and ACH Services!
Efficient cash flow management is crucial for your business’ success. That’s why we offer Wire Transfer and ACH (Automated Clearing House) services designed to simplify your payment processes.
Wire Transfers: Fast and Secure
What It Is: Wire transfers are an electronic method of transferring funds directly from one bank account to another. Perfect for urgent transactions, domestically
Benefits:
Speed: Enjoy same-day processing for domestic wires (need to get same day processing deadline)
Security: Rest assured knowing your funds are transferred through a secure network.
Reliability: Track your wires easily with confirmation notifications.
ACH Transfers: Cost-Effective and Efficient
What It Is: ACH transfers allow you to send or receive payments electronically, ideal for recurring payments such as payroll, vendor payments, and invoices.
Benefits:
Lower Costs: ACH transfers typically have lower fees than wire transfers, making them an economical choice for regular transactions.
Automation: Set up recurring payments to streamline your operations and avoid late fees.
Convenience: Easily manage all your ACH transactions through our online banking platform.
The power of your bank at your fingertips. Once you have HCB Business Online Banking, you can manage your accounts on the go with our mobile banking app.
The HCB Business Debit Card allows you to pay for your business expenses, pay bills online or withdraw cash from ATMs whenever you need it. Works like cash with the power of MasterCard behind it.
Check out quickly and securely
Enjoy the convenience and security of contactless payments and chip technology
$0 liability protection
Feel secure knowing you will never be held responsible for unauthorized charges made with your card
24/7 fraud alerts
We help to protect you by immediately alerting you of potential fraud on your debit card through two-way texts, phone call and email alerts
Card Controls
With HCB’S Mobile App, lock and unlock your card, control where it can be used and establish threshold amounts – Click here to view our User Guide to learn more.
Pay with your mobile phone
Soon you’ll be able to add your business debit card to your digital wallet!
We know that running a business requires efficiency and flexibility. That’s why we’re thrilled to introduce our Remote Deposit Capture (RDC) service tailored specifically for businesses like yours!
What is Remote Deposit Capture?
Remote Deposit Capture is a banking service that allows businesses to deposit checks electronically using a desktop scanner. Here’s how it works:
Key Benefits:
Convenience: Deposit checks anytime, anywhere—no more rushing to the bank before closing hours.
Time Saving: Skip the lines and the hassle. Your deposits are completed in just a few taps!
Enhanced Security: Our app uses advanced encryption to protect your sensitive information, ensuring your transactions are safe.
Instant Confirmation: Receive immediate notifications confirming your deposit, so you always know your funds are on their way.
Environmental Impact: Reduce your carbon footprint by cutting down on unnecessary trips to the bank!
To sign up for Remote Deposit Capture, please email BusinessServices@HighCountryBank.net and we will contact you within 48 hours.
At High Country Bank, we believe in supporting our local businesses and helping you thrive in today’s competitive marketplace. We’re excited to introduce our tailored Merchant Services designed specifically for businesses like yours!
Why Choose Our Merchant Services?
Competitive Rates: Enjoy transparent pricing with no hidden fees, allowing you to keep more of your hard-earned money.
Fast and Secure Transactions: Our cutting-edge technology ensures swift, secure payment processing, providing peace of mind for you and your customers.
Local Support: Our dedicated team is just a phone call away. We understand your unique needs and are here to provide personalized support whenever you need it.
Flexible Payment Solutions: Accept various payment methods, including credit/debit cards, mobile payments, and e-commerce transactions, catering to your customers’ preferences.
Enhanced Customer Experience: With our user-friendly interfaces, you can streamline your checkout process, making it easier for customers to complete their purchases.
Insights and Analytics: Gain valuable insights into your sales trends and customer behavior with our comprehensive reporting tools, helping you make informed business decisions.
To sign up for Merchant Processing Services, please email MerchantServices@HighCountryBank.net and we will contact you within 48hours.