Credit Cards

If you are looking for a competitive APR and introductory rate, you can get started by downloading this application.


Earn rewards for every dollar spent. To view activity, schedule payments, download statements, go to To redeem your rewards points, please visit the new website at or call Card Services at 800-828-5357.

Debit Cards

A High Country Bank Visa Debit Card with ATM access makes it easy and convenient to manage and protect your spending. You can use your card at millions of locations around the world anywhere Visa debit cards are accepted.

High Country Bank is dedicated to protecting our customers from fraud. We offer Verified by Visa, a free, simple-to-use service that confirms your identity with an extra password when you make an online transaction through a participating merchant. We offer real time state of the art, fraud detection for all of our card holders. 


If you believe your card has been lost or stolen or your information has been compromised, please call us at:

 719-539-2516 during business hours, or 1-800-754-4128 after business hours

Are travel plans in your future? If so, call a Customer Service Representative today to ensure we have your contact information up to date, or log in to online banking, click on the Customer Service tab, and select send us your travel plans. Please include any phone numbers or email that you will have access to while traveling.

If you are traveling, and/or are experiencing card problems, please call the Bank during normal business hours. For after hour’s assistance, the Fraud Alert Management Team may be able to assist you if your card was blocked for potential fraud.

Please call toll free if traveling within the US (800) 890-5097

Collect if traveling outside the US (727) 227-2447

Your card may not be working for other reasons besides fraud. If the Fraud Alert Management Team cannot assist you, please call the Bank at (719) 539-2516 during normal business hours. You may also send us an email through our online banking system Contact Us form by going to