Personal

CD & Savings Secured Financing

If you have a High Country Bank CD or Savings Account, you can use it as collateral for a loan. This allows you to have liquidity without touching your hard earned savings.

  • Borrow up to 95% of CD or Savings Account
  • Interest Only or Fixed Payments
  • Monthly or Quarterly Payments
  • Interest Rate is 2.00% above CD or Savings Account published rate*
  • Quick & Simple Application
  • Local Decision Making


Overdraft Protection

When there are insufficient funds in your account to cover a check, automatic payment, or withdrawal from your account, overdraft protection will automatically transfer money to your account to cover the overdraft.*

  • Quick & Simple Application
  • $30.00 Annual Fee
  • 16.00% Annual Percentage Rate for all transactions 
  • Pay to zero anytime
*See a bank representative for more details