Rates

Rates effective as of Wednesday, May 07, 2008

For current rates call 719-539-2516.

Annual Percentage Yields (APY) and Rates Offered on Accounts.

Checking

Review Checking account descriptions.

Account Interest Rate APY Min. to obtain APY
Check Club Plus *
Monthly service charge: $5.00
0.07% 0.07% $.01–$2499.99
  0.10% 0.10% $2500 and above
Advantage
Checking *
0.10% 0.10% $500 and above
Focus Fifty * 0.07% 0.07% $100 and above
New Millennium (MMDA) * 0.25% 0.25% $500–$9,999.99
  2.25% 2.27% $10,000.00–$49,999.99
  2.50% 2.53% $50,000.00–$100,000.00
  2.75% 2.78% $100,000.01–$249,999.99
  3.50% 3.56% $250,000.00
Minimum to open is $100. Available with ATM/Visa Debit Cards. Fees could reduce earnings on accounts.

Savings

Review Savings Account Descriptions.

Account Interest Rate APY Min. to obtain APY
Statement Savings *
0.30% 0.30% $1.00–$9,999.99
  0.35% 0.35% $10,000.00–$24,999.99
  0.65% 0.65% $25,000.00–$49,999.99
  0.75% 0.75% $50,000.00 and above
Club Accounts * §
Minimum of one automatic transfer per month required.
2.75% 3.00% $1.00
Minimum to open is $1.00

Certificates of Deposit (CDs) §

Review Certificates of Deposit (CDs) Account Descriptions.

Term Interest Rate APY Min. to obtain APY
91-Day 1.20% 1.21% $500
6 Month 1.70% 1.71% $500
12 Month 2.20% 2.22% $500
18 Month 3.00% 3.04% $500
24 Month 2.70% 2.73% $500
36 Month 3.20% 3.25% $500
4 Year 3.45% 3.50% $500
5 Year 3.70% 3.76% $500
18-Month IRA 3.00% 3.04% $500
  • * The rates on variable accounts may change after the account is opened. We reserve the right to change the rate(s) on variable rate accounts at our discretion.
  • § A penalty will be imposed for early withdrawal.
  • † Fees could reduce earnings on accounts.